Sponsored Financial Literacy Education
for Utah Students
Sponsored Financial Literacy Education
for Utah Students



In an unprecedented move, Cyprus Credit Union and Wasatch Peaks Credit Union have partnered with Stukent to provide every high school student in Utah FREE access to the Stukent Personal Finance Simulation and Curriculum. This generous five-year grant will help Utah students develop the skills they need to build bright financial futures.
In an unprecedented move, Cyprus Credit Union and Wasatch Peaks Credit Union have partnered with Stukent to provide every high school student in Utah FREE access to the Stukent Personal Finance Simulation and Curriculum. This generous five-year grant will help Utah students develop the skills they need to build bright financial futures.
Help Students Build Financial Literacy Skills for Free
Help Students Build Financial Literacy Skills for Free
Thanks to Cyprus Credit Union and Wasatch Peaks Credit Union, you can implement the Stukent Personal Finance Simulation and Curriculum in your classroom for free!
Thanks to Cyprus Credit Union and Wasatch Peaks Credit Union, you can implement the Stukent Personal Finance Simulation and Curriculum in your classroom for free!
The Stukent Personal Finance Simulation introduces your students to financial literacy principles in an immersive, engaging way. Your students will get hands-on experience with skills like budgeting, paying bills, filing taxes, applying for loans, and much more!
The Stukent Personal Finance Simulation introduces your students to financial literacy principles in an immersive, engaging way. Your students will get hands-on experience with skills like budgeting, paying bills, filing taxes, applying for loans, and much more!

Powerful, Turnkey Tools to Teach Financial Literacy
Powerful, Turnkey Tools to Teach Financial Literacy
Personal Finance Simulation uses decision-theory learning to teach students the basic principles of financial literacy in an effective and straightforward way.
Personal Finance Simulation uses decision-theory learning to teach students the basic principles of financial literacy in an effective and straightforward way.
In the Personal Finance Simulation, students get to experience the impact of their financial decisions in both the simulation and in the classroom. Students’ decisions have real in-class consequences, creating an environment where their choices dictate their experiences … and their grades!
The Personal Finance Simulation comes with a curriculum designed to help you teach personal finance in a meaningful way. The in-class activities can easily be integrated into any existing curriculum and are designed with a teacher’s busy schedule in mind. The curriculum and the simulation work together to reinforce concepts and lay the groundwork for content covered later in the course.
In the Personal Finance Simulation, students get to experience the impact of their financial decisions in both the simulation and in the classroom. Students’ decisions have real in-class consequences, creating an environment where their choices dictate their experiences … and their grades!
The Personal Finance Simulation comes with a curriculum designed to help you teach personal finance in a meaningful way. The in-class activities can easily be integrated into any existing curriculum and are designed with a teacher’s busy schedule in mind. The curriculum and the simulation work together to reinforce concepts and lay the groundwork for content covered later in the course.
Banking Basics
Students start with budgets to track and basic bills to pay. Academic performance in class determines if they earn a raise or lose income.
Income Growth
Students develop credit scores based on in-class behavior and simulation decisions. The scores allow them to take on liabilities and purchase assets like cars and real estate.
Life Happens
Just like the real world is full of surprises, students experience unexpected events that influence their finances.
Buying Grades
By applying budgeting skills, students regularly purchase their Personal Finance Simulation score.
Assets & Liabilities
Students develop credit scores based on in-class behavior and simulation decisions. The scores allow them to take on liabilities and purchase assets like cars and real estate.
Banking Basics
Students start with budgets to track and basic bills to pay. Academic performance in class determines if they earn a raise or lose income.
Life Happens
Just like the real world is full of surprises, students experience unexpected events that influence their finances.
Assets & Liabilities
Students develop credit scores based on in-class behavior and simulation decisions. The scores allow them to take on liabilities and purchase assets like cars and real estate.
Income Growth
Students develop credit scores based on in-class behavior and simulation decisions. The scores allow them to take on liabilities and purchase assets like cars and real estate.
Buying Grades
By applying budgeting skills, students regularly purchase their Personal Finance Simulation score.
Banking Basics
Students start with budgets to track and basic bills to pay. Academic performance in class determines if they earn a raise or lose income.
Assets & Liabilities
Students develop credit scores based on in-class behavior and simulation decisions. The scores allow them to take on liabilities and purchase assets like cars and real estate.
Buying Grades
By applying budgeting skills, students regularly purchase their Personal Finance Simulation score.
Life Happens
Just like the real world is full of surprises, students experience unexpected events that influence their finances.
Income Growth
Students develop credit scores based on in-class behavior and simulation decisions. The scores allow them to take on liabilities and purchase assets like cars and real estate.
Utah Schools Eligible for
Stukent's Personal Finance Simulation & Curriculum
Utah Schools Eligible for Stukent's Personal Finance Simulation & Curriculum
Utah Schools Eligible for Stukent's Personal Finance Simulation & Curriculum
= Cyprus Credit Union
= Cyprus Credit Union
= Cyprus Credit Union
= Wasatch Peaks Credit Union
= Wasatch Peaks Credit Union
= Wasatch Peaks Credit Union
Alpine School District
American Fork High School
Cedar Valley High School
East Shore Online
Lehi High School
Lone Peak High School
Mountain View High School
Orem High School
Pleasant Grove High School
Polaris High School
Skyridge High School
Summit High School
Timpanogos High School
Westlake High School
Box Elder School District
Bear River High School
Box Elder High School
Sunrise High School
Beaver School District
Beaver High School
Milford High School
Cache School District
Cache Alternative High School
Green Canyon High School
Mountain Crest High School
Ridgeline High School
Sky View High School
Canyons School District
Alta High School
Brighton High School
Canyons Technical Education Center
Canyons Transition Academy
Canyons Virtual High School
Corner Canyon High School
Diamond Ridge High School
Entrada
Hillcrest High School
Jordan High School
Carbon School District
Carbon High School
Daggett School District
Manila High School
Davis School District
Bountiful High School
Catalyst Center School
Clearfield High School
Davis Connect 7-12
Davis High School
Farmington High School
Layton High School
Mountain High School
Northridge High School
Star Transition School
Syracuse High School
Viewmont High School
Woods Cross High School
Duchesne School District
Altamont High School
Duchesne High School
Tabiona High School
Union High School
Emery School District
Emery High School
Green River High School
Garfield School District
Bryce Valley High School
Escalante High School
Panguitch High School
Grand School District
Grand County High School
Granite School District
Cottonwood High School
Cyprus High School
Granger High School
Granite Technical Institute School
Hunter High School
Kearns High School
Olympus High School
Skyline High School
Taylorsville High School
Iron School District
Canyon View High School
Cedar City High School
Launch High School
Parowan High School
Southwest Educational Academy School
Jordan School District
Bingham High School
Copper Hills High School
Herriman High School
Jordan Academy for Technology & Careers South
Jordan Academy for Technology & Careers North
Kings Peak High School
Mountain Ridge High School
Riverton High School
South Valley School School
Southpointe Adult High School
Valley High School School
West Jordan High School
Juab School District
Arizona State University Prep Digital Powered by Juab
Juab High School School
Kane School District
Big Water School
Kanab High School
Lake Powell High School School
Valley High School
Logan City School District
Logan High School
Millard School District
Delta High School
Eskdale High School
Millard High School
Morgan School District
Morgan High School
Murray School District
Murray Adult Transition School
Murray High School
Nebo School District
Bridges Nebo Transition Center
Landmark High School
Maple Mountain High School
Payson High School
Salem Hills High School
Spanish Fork High School
Springville High School
North Sanpete School District
North Sanpete High School
North Summit School District
North Summit High School
Ogden City School District
Ben Lomond High School
Contracted Special Education School
George Washington High School
Malan’s Peak Secondary School
Ogden High School
Special Education ATC
Park City School District
Park City High School
Piute School District
Piute High School
Provo School District
Independence High School
Provo Adult Education School
Provo High School
Slate Canyon School
Timpview High School
Rich School District
Rich High School
Salt Lake School District
East High School
Highland High School
Horizonte Instruction & Training Center School
Innovations High School
Salt Lake Technology Center School
South Park Academy School
West High School
San Juan School District
Monticello High School
Monument Valley High School
Navajo Mountain High School
San Juan High School
Whitehorse High School
Sevier School District
Cedar Ridge High School
North Sevier High School
Richfield High School
Sevier Career and Technical Education Center
South Sevier High School
South Sanpete School District
Gunnison Valley High School
Manti High School
South Summit School District
Silver Summit Academy School
South Summit High School
Tintic School District
Tintic High School
West Desert High School
Tooele School District
Blue Peak High School
Grantsville High School
Stansbury High School
Tooele Community Learning Center School
Tooele High School
Wendover High School
Uintah School District
Ashley Valley Education Center
Uintah High School
Utah Schools for the Deaf & Blind
Blind Region 2
USD Online
Wasatch School District
Wasatch High School
Washington School District
Crimson Cliffs High School
Desert Hills High School
Dixie High School
Enterprise High School
Hurricane High School
Millcreek High School
Out of State School
Pine View High School
Post HS Self-Cont School
Snow Canyon High School
Southwest High School
Utah Online 7-12
Water Canyon High School
Wayne School District
Wayne High School
Weber School District
Bonneville High School
Fremont High School
Horizon Academy
Roy High School
Two Rivers High School
Weber High School
Weber Innovation High School
Weber Online 9-12
Alpine School District
American Fork High School
Cedar Valley High School
East Shore Online
Lehi High School
Lone Peak High School
Mountain View High School
Orem High School
Pleasant Grove High School
Polaris High School
Skyridge High School
Summit High School
Timpanogos High School
Westlake High School
Box Elder School District
Bear River High School
Box Elder High School
Sunrise High School
Beaver School District
Beaver High School
Milford High School
Cache School District
Cache Alternative High School
Green Canyon High School
Mountain Crest High School
Ridgeline High School
Sky View High School
Canyons School District
Alta High School
Brighton High School
Canyons Technical Education Center
Canyons Transition Academy
Canyons Virtual High School
Corner Canyon High School
Diamond Ridge High School
Entrada
Hillcrest High School
Jordan High School
Carbon School District
Carbon High School
Daggett School District
Manila High School
Davis School District
Bountiful High School
Catalyst Center School
Clearfield High School
Davis Connect 7-12
Davis High School
Farmington High School
Layton High School
Mountain High School
Northridge High School
Star Transition School
Syracuse High School
Viewmont High School
Woods Cross High School
Duchesne School District
Altamont High School
Duchesne High School
Tabiona High School
Union High School
Emery School District
Emery High School
Green River High School
Garfield School District
Bryce Valley High School
Escalante High School
Panguitch High School
Grand School District
Grand County High School
Granite School District
Cottonwood High School
Cyprus High School
Granger High School
Granite Technical Institute School
Hunter High School
Kearns High School
Olympus High School
Skyline High School
Taylorsville High School
Iron School District
Canyon View High School
Cedar City High School
Launch High School
Parowan High School
Southwest Educational Academy School
Jordan School District
Bingham High School
Copper Hills High School
Herriman High School
Jordan Academy for Technology & Careers South
Jordan Academy for Technology & Careers North
Kings Peak High School
Mountain Ridge High School
Riverton High School
South Valley School School
Southpointe Adult High School
Valley High School School
West Jordan High School
Juab School District
Arizona State University Prep Digital Powered by Juab
Juab High School School
Kane School District
Big Water School
Kanab High School
Lake Powell High School School
Valley High School
Logan City School District
Logan High School
Millard School District
Delta High School
Eskdale High School
Millard High School
Morgan School District
Morgan High School
Murray School District
Murray Adult Transition School
Murray High School
Nebo School District
Bridges Nebo Transition Center
Landmark High School
Maple Mountain High School
Payson High School
Salem Hills High School
Spanish Fork High School
Springville High School
North Sanpete School District
North Sanpete High School
North Summit School District
North Summit High School
Ogden City School District
Ben Lomond High School
Contracted Special Education School
George Washington High School
Malan’s Peak Secondary School
Ogden High School
Special Education ATC
Park City School District
Park City High School
Piute School District
Piute High School
Provo School District
Independence High School
Provo Adult Education School
Provo High School
Slate Canyon School
Timpview High School
Rich School District
Rich High School
Salt Lake School District
East High School
Highland High School
Horizonte Instruction & Training Center School
Innovations High School
Salt Lake Technology Center School
South Park Academy School
West High School
San Juan School District
Monticello High School
Monument Valley High School
Navajo Mountain High School
San Juan High School
Whitehorse High School
Sevier School District
Cedar Ridge High School
North Sevier High School
Richfield High School
Sevier Career and Technical Education Center
South Sevier High School
South Sanpete School District
Gunnison Valley High School
Manti High School
South Summit School District
Silver Summit Academy School
South Summit High School
Tintic School District
Tintic High School
West Desert High School
Tooele School District
Blue Peak High School
Grantsville High School
Stansbury High School
Tooele Community Learning Center School
Tooele High School
Wendover High School
Uintah School District
Ashley Valley Education Center
Uintah High School
Utah Schools for the Deaf & Blind
Blind Region 2
USD Online
Wasatch School District
Wasatch High School
Washington School District
Crimson Cliffs High School
Desert Hills High School
Dixie High School
Enterprise High School
Hurricane High School
Millcreek High School
Out of State School
Pine View High School
Post HS Self-Cont School
Snow Canyon High School
Southwest High School
Utah Online 7-12
Water Canyon High School
Wayne School District
Wayne High School
Weber School District
Bonneville High School
Fremont High School
Horizon Academy
Roy High School
Two Rivers High School
Weber High School
Weber Innovation High School
Weber Online 9-12
One of the greatest challenges I face teaching financial literacy is connecting students to the content. Stukent's Personal Finance Simulation connects students with the content in a big way — students have to apply the lessons they learn in class to do things such as budget, manage a credit card, or create an emergency fund.
Kirk Chambers, Teacher at Provo High School
I really appreciate this simulation! It brings financial literacy to life and is a great tool for class discussion and student learning. ...The software is great!
Jennifer Clark, Teacher at Morgan High School
It helps my students understand the concepts that I teach. They enjoy knowing that it mimics real life. My classes have gone from two sections to five sections.
Keven Kendall, Teacher at Logan High School
My students get excited and are engaged in the simulation — it is relevant to real life and teaches valuable skills.
Christina Webster, Teacher at Pike County Career Technology Center
One of the greatest challenges I face teaching financial literacy is connecting students to the content. Stukent's Personal Finance Simulation connects students with the content in a big way — students have to apply the lessons they learn in class to do things such as budget, manage a credit card, or create an emergency fund.
Kirk Chambers, Teacher at Provo High School
I really appreciate this simulation! It brings financial literacy to life and is a great tool for class discussion and student learning. ...The software is great!
Jennifer Clark, Teacher at Morgan High School
It helps my students understand the concepts that I teach. They enjoy knowing that it mimics real life. My classes have gone from two sections to five sections.
Keven Kendall, Teacher at Logan High School
My students get excited and are engaged in the simulation — it is relevant to real life and teaches valuable skills.
Christina Webster, Teacher at Pike County Career Technology Center
One of the greatest challenges I face teaching financial literacy is connecting students to the content. Stukent's Personal Finance Simulation connects students with the content in a big way — students have to apply the lessons they learn in class to do things such as budget, manage a credit card, or create an emergency fund.
Kirk Chambers, Teacher at Provo High School
I really appreciate this simulation! It brings financial literacy to life and is a great tool for class discussion and student learning. ...The software is great!
Jennifer Clark, Teacher at Morgan High School
It helps my students understand the concepts that I teach. They enjoy knowing that it mimics real life. My classes have gone from two sections to five sections.
Keven Kendall, Teacher at Logan High School
My students get excited and are engaged in the simulation — it is relevant to real life and teaches valuable skills.
Christina Webster, Teacher at Pike County Career Technology Center
One of the greatest challenges I face teaching financial literacy is connecting students to the content. Stukent's Personal Finance Simulation connects students with the content in a big way — students have to apply the lessons they learn in class to do things such as budget, manage a credit card, or create an emergency fund.
Kirk Chambers, Teacher at Provo High School
I really appreciate this simulation! It brings financial literacy to life and is a great tool for class discussion and student learning. ...The software is great!
Jennifer Clark, Teacher at Morgan High School
It helps my students understand the concepts that I teach. They enjoy knowing that it mimics real life. My classes have gone from two sections to five sections.
Keven Kendall, Teacher at Logan High School
My students get excited and are engaged in the simulation — it is relevant to real life and teaches valuable skills.
Christina Webster, Teacher at Pike County Career Technology Center
One of the greatest challenges I face teaching financial literacy is connecting students to the content. Stukent's Personal Finance Simulation connects students with the content in a big way — students have to apply the lessons they learn in class to do things such as budget, manage a credit card, or create an emergency fund.
Kirk Chambers, Teacher at Provo High School
I really appreciate this simulation! It brings financial literacy to life and is a great tool for class discussion and student learning. ...The software is great!
Jennifer Clark, Teacher at Morgan High School
It helps my students understand the concepts that I teach. They enjoy knowing that it mimics real life. My classes have gone from two sections to five sections.
Keven Kendall, Teacher at Logan High School
My students get excited and are engaged in the simulation — it is relevant to real life and teaches valuable skills.
Christina Webster, Teacher at Pike County Career Technology Center
One of the greatest challenges I face teaching financial literacy is connecting students to the content. Stukent's Personal Finance Simulation connects students with the content in a big way — students have to apply the lessons they learn in class to do things such as budget, manage a credit card, or create an emergency fund.
Kirk Chambers, Teacher at Provo High School
I really appreciate this simulation! It brings financial literacy to life and is a great tool for class discussion and student learning. ...The software is great!
Jennifer Clark, Teacher at Morgan High School
It helps my students understand the concepts that I teach. They enjoy knowing that it mimics real life. My classes have gone from two sections to five sections.
Keven Kendall, Teacher at Logan High School
My students get excited and are engaged in the simulation — it is relevant to real life and teaches valuable skills.
Christina Webster, Teacher at Pike County Career Technology Center
One of the greatest challenges I face teaching financial literacy is connecting students to the content. Stukent's Personal Finance Simulation connects students with the content in a big way — students have to apply the lessons they learn in class to do things such as budget, manage a credit card, or create an emergency fund.
Kirk Chambers, Teacher at Provo High School
I really appreciate this simulation! It brings financial literacy to life and is a great tool for class discussion and student learning. ...The software is great!
Jennifer Clark, Teacher at Morgan High School
It helps my students understand the concepts that I teach. They enjoy knowing that it mimics real life. My classes have gone from two sections to five sections.
Keven Kendall, Teacher at Logan High School
My students get excited and are engaged in the simulation — it is relevant to real life and teaches valuable skills.
Christina Webster, Teacher at Pike County Career Technology Center
One of the greatest challenges I face teaching financial literacy is connecting students to the content. Stukent's Personal Finance Simulation connects students with the content in a big way — students have to apply the lessons they learn in class to do things such as budget, manage a credit card, or create an emergency fund.
Kirk Chambers, Teacher at Provo High School
I really appreciate this simulation! It brings financial literacy to life and is a great tool for class discussion and student learning. ...The software is great!
Jennifer Clark, Teacher at Morgan High School
It helps my students understand the concepts that I teach. They enjoy knowing that it mimics real life. My classes have gone from two sections to five sections.
Keven Kendall, Teacher at Logan High School
My students get excited and are engaged in the simulation — it is relevant to real life and teaches valuable skills.
Christina Webster, Teacher at Pike County Career Technology Center

†Bryant, G., Lin, N., Brennan, D., and Henrie, A. (2024). Investing in tomorrow: Lifetime value of financial education in high school. Tyton Partners. Retrieved March 7, 2025 from https://tytonpartners.com/investing-in-tomorrow-2024/
CONTACT US
© 2025 — Stukent Inc. All Rights Reserved
CONTACT US
© 2025 — Stukent Inc. All Rights Reserved
CONTACT US
© 2025 — Stukent Inc. All Rights Reserved

